Terms and Conditions

Latest update: May 2026


The Signetapp.cloud, Signetapp.xyz, and FISETech.ai websites (the “Sites”) are owned and operated by FISE Technologies, Inc. (“FISE,” “we,” “our,” or “us”). The Sites provide information about our products and services (“Services”).


1. Acceptance of Terms

THESE TERMS AND CONDITIONS (“TERMS”) CONSTITUTE A BINDING AGREEMENT BETWEEN YOU AND US. PLEASE READ CAREFULLY THROUGH ALL SECTIONS OF THESE TERMS. YOUR ACCESS TO AND USE OF THE SITES ARE SUBJECT TO THESE TERMS AND ALL APPLICABLE LAWS AND WE RESERVE THE RIGHT TO TERMINATE YOUR ACCESS TO THE SITES IF YOU VIOLATE THESE TERMS. BY CLICKING ON LINKS WITHIN THE SITES OR WEBPAGES BEYOND THE SITES’ HOMEPAGES OR BY CLICKING ON A BOX OR ICON YOU AGREE TO THESE TERMS WHETHER OR NOT YOU CREATE AN ACCOUNT WITH FISE AND WHETHER OR NOT YOU UTILIZE ANY SITE FUNCTIONALITY. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THE SITE, ANY SERVICES AVAILABLE THROUGH THE SITE, OR ANY INFORMATION CONTAINED ON THE SITE.

We may make changes to the content available on the Sites at any time. We can change, update, add, or remove provisions of these Terms at any time by posting the updated Terms on the Sites. We will make commercially reasonable efforts to notify you of any material changes to these Terms; however, we are not obligated to do so. You waive any right you may have to receive specific notice of such changes to these Terms with the exception that we will not amend the arbitration provision without giving you notice and an opportunity to opt out of such provision. By using the Sites after we have updated the Terms, you are agreeing to the then-current Terms. You are responsible for regularly reviewing these Terms.

Besides these Terms, your use of certain Services may be governed by additional agreements. In addition, we also publish a Privacy Policy. Although it is not part of these Terms, we encourage you to read it to better understand how you can update, manage, access, and delete your information.

FISE Technologies Inc. (“FISE”) provides a platform that enables customers to upload and manage encrypted and signed data. On the platform, customers have the option to utilize the platform’s noncustodial crypto wallet or import their own crypto wallet for use on the platform. The platform empowers customers to control their data with encryption and sharing permissions through our web application located at https://signetapp.xyz (the “site”). The site includes text, images, audio, code, and other materials (collectively, the “content”) and all of the features and services provided. The site, and any other features, tools, materials, or other services offered or to be offered by FISE are referred to here as the “services”. Please read these Terms and Conditions (the “Terms” or “Terms of Use”) before using the services. By using or otherwise accessing the services, or clicking to accept or agree to these Terms, a user of the platform services (1) accept and agree to these Terms (2) consent to the collection, use, disclosure and other handling of information as described in our Privacy Policy and (3) any additional terms, rules, and conditions of participation issued by FISE whenever the need arises. If a user of the platform services does not agree to the Terms, then that user may not access or use the content or services.

1.1 Accessing the Sites

We reserve the right to withdraw or amend the Sites and any Services or Materials (defined below) we provide on the Sites, in our sole discretion without notice. We will not be liable if, for any reason, all or any part of the Sites are unavailable at any time or for any period. From time to time, in our sole discretion and without notice, we may restrict access to some parts of the Sites to any or all users, including you.

You are responsible for both: (i) making all arrangements necessary for you to have access to the Sites; and (ii) ensuring that all persons who access the Sites through your internet connection are aware of these Terms and comply with them.

To access the Sites or some of the resources they offer, you may be asked to provide certain registration details or other information. It is a condition of your use of the Sites that all the information you provide on the Sites is correct, current, and is complete, and that you have the authority to provide such information to us.

If you choose, or are provided with, a username, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to the Sites or portions of it using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

We have the right to disable any username, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any reason, including if, in our opinion, you have violated any provision of these Terms.

You have the sole responsibility for maintaining the safety, security, and integrity of the mobile device you access the Sites with. You agree not to leave the mobile device unattended while logged into the Sites and to log off immediately at the completion of each access by you. You agree not to provide any of your access information to any person. You shall bear the entire risk of any use thereof, whether you have authorized such use and whether or not you are negligent. If you permit other persons to use the mobile device, login information, or any other means to access the Sites, you will be held responsible for any Services they engage in or transactions they undertake, and we will not be liable for any damages resulting to you.

2. Modification of Terms of Use

Except for Section 15, providing for binding arbitration and waiver of class action rights, FISE reserves the right, as its sole discretion, to modify or replace the Terms and Conditions at any time without notification. The most current version of these Terms will be posted on our Site. You shall be responsible for reviewing and becoming familiar with any such modifications.

3. Eligibility

User of the platform services hereby represents and warrants that you, the user of the platform services, are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms and to abide by and comply with these Terms.

FISE is a global platform. By accessing the content or services, you are representing and warranting that you are of the legal age of majority in your jurisdiction as is required to access such services and content, and enter into arrangements as provided by the service. You further represent that you are otherwise legally permitted to use the service in your jurisdiction including owning cryptographic tokens of value and interacting with the services or content in any way. You further represent that you are responsible for ensuring compliance with the laws of your jurisdiction and acknowledge that FISE is not liable nor responsible for your compliance with such laws of your jurisdiction.

3.1 Free Trials

FISE may, at its sole discretion, offer a subscription for free or with a free trial for a limited period of time (“Free Trial”).

You may be required to enter your billing information in order to sign up for the Free Trial. If you do enter your billing information when signing up for the Free Trial, you will not be charged by FISE until the Free Trial has expired. On the last day of the Free Trial period, unless you cancelled your subscription, you will be automatically charged the applicable subscription fees for the type of subscription you have selected.

At any time and without notice, FISE reserves the right to (i) modify the terms and conditions of the Free Trial offer, or (ii) cancel such Free Trial offer.

4. Account Password and Security

When setting up an account with FISE, you will be responsible for keeping your own account secrets, which may be your Social Login or OAuth password credentials, an account file, or other locally stored secret information. You agree to keep your secret information and password confidential and not to share them with anyone else. You shall immediately notify FISE of any unauthorized use of their account or breach of security. FISE cannot and will not be liable or responsible for any loss or damage arising from customers’ failure to comply with this section.

5. Representations, Warranties, and Risks

5.1. Warranty Disclaimer

You expressly understand and agree that their use of the platform services constitutes reasonable risk. The platform services and content are provided on an “AS IS” and “as available” basis, without warranties of any kind, either express or implied, including, without limitation, implied warranties or merchantability, fitness for a particular purpose or non-infringement. You acknowledge that FISE has no control over, and no duty to take any action regarding: which users gain access to or use the Service, what effects the content may have on a user of the platform services; how a user of the platform services may interpret or use the content; or what actions a user of the platform services may take as a result of having been exposed to the content. You release FISE from all liability and responsibility for a user of the platform services having acquired or not acquired content through the platform services. FISE makes no representations concerning any content contained in or accessed through the platform services, and FISE will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material contained in or accessed through the Service.

5.2 Sophistication and Risk of Cryptographic Systems

By utilizing the platform services or interacting with the content or platform in any way, you represent that they understand the inherent risks associated with cryptographic systems and warrant that they have an understanding of the usage and intricacies of native cryptographic tokens, like Ether (ETH) and Bitcoin (BTC), smart contract-based tokens such as those that follow the Ethereum Token Standard (https://github.com/ethereum/EIPs/issues/20), and blockchain-based software systems.

5.3 Risk of Regulatory Actions in One or More Jurisdictions

FISE could be impacted by one or more regulatory inquiries or regulatory action, which could impede or limit the ability of FISE to continue or develop, or which could impede or limit your ability to access or use the Service.

5.4 Risk of Weaknesses or Exploits in the Field of Cryptography

You acknowledge and understand that Cryptography is a progressing field. Advances in code cracking or technical advances such as the development of quantum computers may present risks to cryptocurrencies and services of content, which could result in the theft or loss of cryptographic tokens or property. To the extent possible, FISE intends to update the protocol underlying the platform services to accommodate any advances in cryptography and to incorporate additional security measures, but does not guarantee or otherwise represent full security of the system. By using the platform services or accessing content, you acknowledge these inherent risks.

5.5 Volatility of Crypto Currencies

You understand that Ethereum and other blockchain technologies and associated currencies or tokens are highly volatile due to many factors including but not limited to adoption, speculation, technology, and security risks. You also acknowledge that the cost of transacting on such technologies is variable and may increase at any time causing impact to any activities taking place on the Ethereum blockchain. You acknowledge these risks and represent that FISE cannot be held responsible or liable for such fluctuations or increased costs.

5.6 Application Security

You acknowledge that decentralized applications are code subject to flaws. Users engaged in the creation of decentralized applications hosted through the platform services acknowledge that they are responsible for evaluating any code provided by the services or content and the trustworthiness of any third-party websites, products, smart-contracts, or content a user of the platform services accesses or uses through the platform services. To the extent possible, FISE shall continuously conduct its own security review and evaluation of code and content provided by FISE as well as any third-party websites, products, smart-contracts, or content that users access or use through the platform services. You expressly acknowledge that Ethereum applications can be written maliciously or negligently, that despite FISE’s best attempts to review Ethereum application code security, FISE cannot be held responsible or liable for your interactions with such applications, and that such applications may cause the loss of property or even identity. These warning and others later provided by FISE do not represent an ongoing duty to alert you of all of the potential risks of utilizing the platform services or content.

6. Indemnity

You agree to release and to indemnify, defend and hold harmless FISE and its parents, subsidiaries, affiliates and agencies, as well as the officers, directors, employees, shareholders and representatives of any of the foregoing entities, from and against any and all losses, liabilities, expenses, damages, costs (including attorney’s fees and court costs) claims or actions of any kind whatsoever arising or resulting from their use of the platform services, their violation of these Terms and Conditions, and any of their acts or omissions that implicate publicity rights, defamation or invasion of privacy. FISE reserves the right, as its own expense, to assume exclusive defense and control of any matter notwithstanding that which is subject to indemnification by you and, in such a case, you agree to cooperate with FISE in the defense of such matter.

7. Limitation on Liability

You acknowledge and agree that they assume full responsibility for their use of the site and service. You acknowledge and agree that any information they send or receive during their use of the site and service may not always be secured or may be acquired by law enforcement, where applicable, or unauthorized persons. You acknowledge and agree that their use of the site and service is at their own risk. Recognizing such, you understand and agree that, to the fullest extent permitted by applicable law, neither FISE nor its suppliers or licensors will be liable to you for any direct, indirect, incidental, special, consequential, punitive, exemplary or other damages of any kind, including without limitation damages for loss of profits, goodwill, use, data or other tangible or intangible losses or any other damages based on contract, tort, strict liability or any other theory (even if FISE had been advised of the possibility of such damages), resulting from the site or service; the use or the inability to use the site or service; unauthorized access to or alteration of users’ transmissions or data; statements or conduct of any third party on the site or service; any actions FISE takes or fails to take as a result of communications you send to us; human errors; technical malfunctions; failures, including public utility or telephone outages; omissions, interruptions, latency, deletions or defects of any device or network, providers, or software (including, but not limited to, those that do not permit participation in the service); any injury or damage to computer equipment; inability to fully access the site or service or any other website; theft, tampering, destruction, or unauthorized access to, images or other content of any kind; data that is processed late or incorrectly or is incomplete or lost; typographical, printing or other errors, or any combination thereof; or any other matter relating to the site or service.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you.

8. Our Proprietary Rights

All title, ownership, and intellectual property rights pertaining to platform services are owned by FISE or its licensors. You acknowledge and agree that the platform services contain proprietary and confidential information that is protected by applicable intellectual property and other laws. Except as expressly authorized by FISE, you agree not to copy, modify, rent, lease, loan, sell, distribute, perform, display, or create derivative works based on the platform services, in whole or in part.

8.1 Our Intellectual Property and Your Use of the Site

Unless otherwise specified in these Terms, all information and screens appearing on the Sites are the sole property of FISE and other parties. We provide content through the Sites that is copyrighted and/or trademarked work of FISE or our third-party licensors and suppliers (collectively, the “Materials”). Materials may include documents, services, software, site design, text, graphics, logos, video, images, icons, and other content, as well as the arrangement thereof.

Subject to these Terms, we hereby grant you a limited, personal, non-exclusive, and non-transferable license to use, view, print, display and download the Materials for the sole purpose of viewing them on a stand-alone personal computer or mobile device and to use this Site solely for your personal use. Except for the foregoing license and as otherwise required or limited by applicable law, you have no other rights in the Sites or any Materials and you may not modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance, or in any way exploit any of the Site or Materials in any manner or for any purpose that would constitute infringement of our, our licensors’, or the Site’s other users’ intellectual property rights. All rights not expressly granted herein are reserved.

If you breach any of these Terms, the above license will terminate automatically and you must immediately destroy any downloaded or printed Materials.

8.2 Your Intellectual Property

So long as you are not otherwise in violation of these Terms, you retain any and all of your intellectual property rights to any Content you submit, post, or display on or through the Service and you are responsible for protecting those rights. We take no responsibility and assume no liability for Content you or any third party posts on or through the Service. Notwithstanding the foregoing, by uploading unencrypted (“public”) data, you grant universal rights and license for everyone to use, modify, perform, display, reproduce, and distribute Content posted by you on and through the Service.

The platform services provide, or third parties may provide, links to other World Wide Web (www) or accessible sites, applications, or resources. Because FISE has no control over such sites, applications, and resources, you acknowledge and agree that FISE is not responsible for the availability of such external sites, applications, or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that FISE shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such site or resource.

9.1 Your Communications to the Site

Our Service allows you to post, link, store, share, pin, and otherwise make available certain information, text, graphics, videos, or other material (“Content”). You are responsible for the Content that you post on or through the Service, including its legality, reliability, and appropriateness.

By posting Content on or through the Service, you represent and warrant that: (i) the Content is yours (you own it) and/or you have the right to use it and the right to grant us the rights and license as provided in these Terms, and (ii) that the posting of your Content on or through the Service does not violate the privacy rights, publicity rights, intellectual property rights, contract rights, or any other rights of any person or entity. We reserve the right to terminate the account of anyone suspected of violating the forgoing sentence in our sole and absolute discretion.

You retain any and all of your rights to any Content you submit, post, or display on or through the Service and you are responsible for protecting those rights. We take no responsibility and assume no liability for Content you or any third party posts on or through the Service. However, by posting unencrypted (“public”) data using the Service, you grant universal rights and license for everyone to use, modify, perform, display, reproduce, and distribute such Content on and through the Service.

9.2 Electronic Communications

By using the Sites and/or the Services, you consent to receive electronic communications, including electronic notices, from us. These electronic communications may include notices about applicable fees and charges, transactional information and other information concerning or related to the Sites and/or Materials. These electronic communications are part of your relationship with us. You agree that any notices, agreements, disclosures, or other communications that we send you electronically will satisfy any legal communication requirements, including that such communications be in writing. In addition to the foregoing, by providing your email through the Sites, you consent to receive newsletters, marketing or promotional materials and other information we may send (“Newsletters”). However, you may opt out of receiving any, or all, Newsletters from us by using the unsubscribe link or instructions provided in any email we send.

9.3 Permitted Uses

By accessing or using the Sites, you agree that:

Your use of the Sites is subject to and governed by these Terms;

These Terms are a legally binding agreement between you and us that will be enforceable against you.

You further agree to not use the Site in any way that:

This list of prohibited activities provides examples and is not complete or exclusive. We reserve the right to terminate access to your account and your ability to use the Sites (or the Materials) with or without a cause and with or without notice, for any reason or no reason, or for any action that we determine is inappropriate or disruptive to the Sites or to any other user of the Sites and/or Materials. These Terms shall survive termination of your account and your ability to access your account, as applicable. We may report to law enforcement authorities any actions that may be illegal, and any reports it receives of such conduct. When legally required or at our discretion, we will cooperate with law enforcement agencies in any investigation of alleged illegal activity on the Sites.

10. Termination and Suspension

FISE may terminate or suspend all or part of the platform services and your FISE access immediately, without prior notice or liability, if you breach any of the terms or conditions of the Terms. Upon termination of their access, their right to use the platform services will immediately cease.

The following provisions of the Terms survive any termination of these Terms: indemnity; warranty disclaimers; limitation on liability; our proprietary rights; links; termination; no third party beneficiaries; binding arbitration and class action waiver; general information.

11. Reliance on Information Posted

The information presented on or through the Sites are made available solely for general information purposes. Unless obligated by law, we do not warrant the accuracy, completeness, or usefulness of this general information. Any reliance you place on such general information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Sites or by anyone who may be informed of any of its contents, unless we are otherwise liable under applicable law.

The Sites may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by us, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of FISE. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

The Sites may link to other websites that are not sites controlled or operated by us (collectively, “Third-Party Sites”). Certain areas of the Sites may allow you to interact and/or conduct transactions with such Third-Party Sites, and, if applicable, allow you to configure your privacy settings in your Third-Party Site account to permit your activities on the Sites to be shared with your contacts in your Third-Party Site account and, in certain situations, you may be transferred to a Third-Party Site through a link but it may appear that you are still on the Sites. In any case, you acknowledge and agree that the Third-Party Sites may have different privacy policies and terms and conditions and/or user guides and business practices than FISE, and you further acknowledge and agree that your use of such Third-Party Sites is governed by the respective Third-Party Site privacy policy and terms and conditions and/or user guides. We provide links to the Third-Party Sites to you as a convenience, and we do not verify, make any representations, or take responsibility for such Third-Party Sites, including, without limitation, the truthfulness, accuracy, quality, or completeness of the content, services, links displayed, and/or any other activities conducted on or through such Third-Party Sites. YOU AGREE THAT WE WILL NOT, UNDER ANY CIRCUMSTANCES, BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY GOODS, SERVICES, INFORMATION, RESOURCES AND/OR CONTENT AVAILABLE ON OR THROUGH ANY THIRD-PARTY SITES AND/OR THIRD-PARTY DEALINGS OR COMMUNICATIONS, OR FOR ANY HARM RELATED THERETO, OR FOR ANY DAMAGES OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH YOUR USE OR RELIANCE ON THE CONTENT OR BUSINESS PRACTICES OF ANY THIRD-PARTY. Any reference on the Sites to any product, service, publication, institution, organization of any third-party entity or individual does not constitute or imply our endorsement or recommendation.

13. No Third Party Beneficiaries

You agree that, except as otherwise expressly provided in these Terms, there shall be no third party beneficiaries to the Terms.

If you believe that your copyright or the copyright of a person on whose behalf you are authorized to act has been infringed, please provide FISE a written Notice containing the following information:

FISE can be reached via email at: legal@fisetech.ai

15. Binding Arbitration and Class Action Waiver

Please read this section carefully – it may significantly affect your legal rights, including your right to file a lawsuit in court.

15.1 Initial Dispute Resolution

The parties shall use their best efforts to engage directly to settle any dispute, claim, question, or disagreement and engage in good faith negotiations which shall be a condition to either party initiating a lawsuit or arbitration.

15.2 Binding Arbitration

If the parties do not reach an agreed upon solution within a period of 30 days from the time informal dispute resolution begins under the Initial Dispute Resolution provision, then either party may initiate binding arbitration as the sole means to resolve claims, subject to the terms set forth below. Specifically, all claims arising out of or relating to these Terms (including their formation, performance, and breach), the parties’ relationship with each other, and/or a user of the platform services’ use of the platform services shall be finally settled by binding arbitration administered by a legal entity chosen by FISE in accordance with the provisions of its Arbitration Rules and the supplementary procedures for consumer-related disputes in accordance with local jurisdiction, excluding any rules or procedures governing or permitting class actions.

The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve all disputes arising out of or relating to the interpretation, applicability, enforceability, or formation of these Terms, including, but not limited to any claim that all or any part of these Terms are void or voidable, or whether a claim is subject to arbitration. The arbitrator shall be empowered to grant whatever relief would be available in a court under law or in equity. The arbitrator’s award shall be written, and binding on the parties and may be entered as a judgment in any court of competent jurisdiction.

The parties understand that, absent this mandatory provision, they would have the right to sue in court and have a jury trial. They further understand that, in some instances, the costs of arbitration could exceed the costs of litigation and the right to discovery may be more limited in arbitration than in court.

15.3 Location

Binding arbitration shall take place in the US. You agree to submit to the personal jurisdiction of any court in the US, in order to compel arbitration, to stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.

15.4 Class Action Waiver

The parties further agree that any arbitration shall be conducted in their individual capacities only and not as a class action or other representative action, and the parties expressly waive their right to file a class action or seek relief on a class basis. You and FISE agree that each may bring claims against the other in the capacity of individual versus entity, and not as a plaintiff or class member in any purported class or representative proceeding. If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that arbitration can proceed on a class basis, then the arbitration provision set forth above shall be deemed null and void in its entirety and the parties shall be deemed to have not agreed to arbitrate disputes.

15.5 Exception - Litigation of Intellectual Property and Small Claims Court Claims

Notwithstanding the parties’ decision to resolve all disputes through arbitration, either party may bring an action in state or federal court to protect its intellectual property rights (“intellectual property rights” means patents, copyrights, moral rights, trademarks, and trade secrets, but not privacy or publicity rights). Either party may also seek relief in a small claims court for disputes or claims within the scope of that court’s jurisdiction.

15.6 30-Day Right to Opt Out

You have the right to opt-out and not be bound by the arbitration and class action waiver provisions set forth above by sending written notice of their decision to opt out to the following address, 8 The Green STE A, Dover DE 19901. The notice must be sent within 30 days your first use of the platform services, whichever is later, otherwise you shall be bound to arbitrate disputes in accordance with the terms of those paragraphs. If you opt out of these arbitration provisions within the initial 30-day period, FISE also will not be bound by them.

15.7 Changes to this Section

FISE will provide 30-days notice of any changes to this section. Changes will become effective on the 30th day and will apply prospectively only to any claims arising after the 30th day.

For any dispute not subject to arbitration, you and FISE agree to submit to the personal and exclusive jurisdiction of and venue in the courts located in the US. You further agree to accept service of process by mail, and hereby waive any and all jurisdictional and venue defenses otherwise available.

The Terms and the relationship between you and FISE shall be governed by the laws of the US without regard to conflict of law provisions.

16. General Information

16.1 Entire Agreement

These Terms (and any additional terms, rules, and conditions of participation that FISE may post regarding the platform services) constitute the entire agreement between you and FISE with respect to the platform services and supersedes any prior agreements, oral or written, between you and FISE. In the event of a conflict between these Terms and the additional terms, rules, and conditions of participation, the latter will prevail over the Terms to the extent of the conflict.

16.2 Waiver and Severability of Terms

Any failure of FISE to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by an arbitrator or court of competent jurisdiction to be invalid, the parties nevertheless agree that the arbitrator or court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect.

16.3 Statute of Limitations

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of the platform services or the Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

16.4 Communications

Users with questions, complaints, or claims with respect to the platform services may contact us using the relevant contact information set forth above.

17. Miscellaneous Provisions

Severability. If any term or provision in these Terms is found to be void, against public policy, or unenforceable by a court of competent jurisdiction and such finding or order becomes final with all appeals exhausted, then the offending provision shall be deemed modified to the extent necessary to make it valid and enforceable. If the offending provision cannot be so modified, then the same shall be deemed stricken from these Terms in its entirety and the remainder of these Terms shall survive with the said offending provision eliminated.

Governing Law and Venue. These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, excluding its conflicts of law rules, and the United States of America. Without waiving the foregoing arbitration clause, you agree that any dispute arising from or relating to the subject matter of these Terms (including but not limited to if you opt out of the mandatory arbitration provision) shall be governed by the exclusive jurisdiction and venue of the state and Federal courts of Sacramento, California, except where the jurisdiction and venue are mandated by applicable Assignment. We may freely assign our obligations and rights under these Terms, including any information in our possession which we have collected during your use of the Site.

Headings. Section headings are for convenience of reference only and shall not affect the interpretation of these Terms.

Typographical Errors. Information on the Site may contain technical inaccuracies or typographical errors. We attempt to make the Site’s postings as accurate as possible, but we do not warrant the content of the Site as accurate, complete, reliable, current, or error-free.